Get up to 300 000$ FAST!

Fast, Easy & Flexible Small Business Loans…

Small business loans up to 300 000$…

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Small Business Loans | Fast & Easy

Get a loan for your small business ranging from $5,000 to $300,000 in just a few business days!

All you have to do is click on one of the big blue “Get Started” buttons to begin the application process.

How does it work?

3 very easy steps:

5 minutes

1. Fill out the questionnaire

Answer a couple simple questions about your financing needs thanks to our secure and easy to navigate quiz.

1 business day

2. Choose a financing option

Receive a call from one of our agents to navigate the financing options available to your business.

Same day

3. Get the funds for your business

Once approved and the contract is signed, receive your funds on the same day directly to your bank account.

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How does a business loan work?

A fixed repayment business loan is a loan that must be repaid by the business in predefined regular payments until the loan and interest are fully repaid.

Does my small business qualify?

Here are the eligibility criteria for qualifying for a fixed-term business loan:

Annual income: 100 000$

The company operates in Canada

The company has been operating for at least 6 months

No active bankruptcy

Who can lend money to a business in Canada?

In Quebec, there are several options for obtaining a loan for a business. The main lenders are banks, credit unions, financing companies, private investors, and investment funds.

But, there are also government programs that can offer loans to small businesses, such as the Quebec Government Business Loans Program and the Federal Government Business Loans Program.

What are you waiting for?

Get pre-approved in less than 5 minutes…

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100% secure process

FAQ

What are the eligibility criteria?

To be eligible for any type of business financing with us and our partners, you must meet the following criteria: have a personal credit score of at least 550, have a business credit score of at least 1300, be a Canadian business, have an annual revenue of at least 100,000$, have been operating in Canada for at least 6 months, and not be in active bankruptcy.

What is the interest rate for small business loans?

The interest rates for the fixed repayment business loans we offer range from 8% to 29% depending on the financial situation of your business and that of its owner.

What industries are accepted?

Although we offer loans to over 700 industries, we and our partners cannot provide funding for certain industries considered risky: gun suppliers, government agencies, horoscope/divination, adult entertainment, public administration, non-profit organizations, religious organizations, money service businesses and any activities related to lottery/casinos/gambling.

How does it work?

To qualify for a business loan with us and our funding partners, all you have to do is click on one of the big “Get Started” buttons on this page. Once you do that, you will be redirected to a 3-question quiz that will pre-qualify your small business for a loan! You will then be contacted by an agent who will explain the process and guide you through the final steps of the process.

Example of repayment of a fixed-term small business loan

In the example of a fixed-term loan of $250,000 at an interest rate of 12% repayable over 14 months. The monthly repayment payments will be $19,225.29 for a total amount of $269,154.10. The interest on the loan will be $19,154.10.

You can use the following loan calculator provided by calculator.net to reproduce and see other examples of business loan repayment.

Why MicroCapital?

We are a 100% Quebec-based company created to help Quebec SMBs find a reliable, flexible and fast financing option.

Satisfaction rate: 99.2%

100% Canadian

We fund businesses in more than 700+ industries

Which industries are accepted?

Restaurants

Online businesses

Retail businesses

Professional Services

Factories

Tourism

and more than 700 others…

With MicroCapital, whether you are a restaurant owner or a factory owner, you can find financing with us. With a satisfaction rate of almost 100%, we help Quebec SMEs find financing in more than 700 different industries.

What are you waiting for? Click on the button below to get started.

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