Get up to 800 000$

SME Loans & Financing…

Fast, easy & flexible!

100% secure process
Financement pour PME

SME Loan | Fast & Easy

Obtain a loan for your SME ranging from $5,000 to $800,000 in just a few business days!

Simply click on one of the large blue “Get Started” buttons to begin the application process.

How does it work?

3 easy steps

5 minutes

1. Fill out the questionnaire

Answer a couple simple questions about your financing needs thanks to our secure and easy to navigate quiz.

1 business day

2. Choose a financing option

Receive a call from one of our agents to navigate the financing options available to your business.

Same day

3. Get the funds for your business

Once approved and the contract is signed, receive your funds on the same day directly to your bank account.

How does financing for SMEs work?

A fixed repayment loan for SMEs is a loan (the amount of which varies depending on your needs) that must be repaid by the business in predefined regular installments until the loan and the interest are repaid in full.

Less than 5 minutes to get a loan

What are the eligibility criteria?

To qualify for a business loan, you must meet certain criteria:

Annual income: $120,000
The company operates in Canada
The company has been operating for at least 6 months
No active bankruptcy

Who can lend money to an SME?

In Canada, there are several options available to SMEs to help them find financing.

Here are some of the most popular:

  • Bank loan: The bank loan is the most traditional method of financing, but often the least accessible given the wide range of requests from large banks.
  • Private lending: When banks are not an option for your SME, you can borrow from private lenders. If you deal with a reputable private lender, you can get a better interest rate than what is offered at the bank in addition to a higher amount.
  • Subsidies: Difficult to obtain, but very practical since they do not have to be repaid, subsidies are an excellent source of financing for SMEs.
What are you waiting for?

Get pre-approved in less than 5 minutes…

100% secure process
Get preapproved for an SME loan now

FAQ

pourquoi microcapital

Why MicroCapital?

Our 100% Quebec-based company was created to offer Quebec SMEs a reliable, flexible and fast financing solution.

Satisfaction rate: 99.2%.
100% Canadian
We finance SMEs in over 700 different industries

Which industries are accepted?

restaurant

Restaurants

commerce en ligne

Online shops

commerce de détail

Retail businesses

services professionnels

Professional Services

Plants

tourisme

Tourism

and more than 700 others…

MicroCapital offers you access to financing solutions adapted to the activity of your SME, whether you need a loan to finance salaries for your employees, equipment, machinery or any other need or emergency,

We are here to help you. With a satisfaction rate close to 100%, we support Quebec SMEs in more than 700 different sectors to help them find the financing they need. What are you waiting for?

Click the button below to get started.