Get up to 800 000$

Business Financing.

Fast, easy & flexible.

100% secure process
financement d'entreprise sans mise de fond

Business Financing | No Downpayment

Obtain no down payment business financing ranging from $5,000 to $800,000 in just a few business days!

Simply click on one of the large blue “Get Started” buttons to begin the application process.

How does it work?

3 easy steps

5 minutes

1. Fill out the questionnaire

Answer a couple simple questions about your financing needs thanks to our secure and easy to navigate quiz.

1 business day

2. Choose a financing option

Receive a call from one of our agents to navigate the financing options available to your business.

Same day

3. Get the funds for your business

Once approved and the contract is signed, receive your funds on the same day directly to your bank account.

How does no down payment business financing work?

Business financing with no down payment can be obtained through a fixed repayment loan, which consists of a loan (the amount of which depends on your needs) which must be repaid by regular predetermined payments until the loan and interest is fully refunded.

Get pre-approved in less than 5 minutes...

What are the eligibility criteria?

To qualify for a business loan, you must meet certain criteria:

Annual income: $120,000
The company operates in Canada
The company has been operating for at least 6 months
No active bankruptcy

Who can lend money to an SME?

In Quebec, SMEs can explore different financing options such as bank loans, private loans and grants.

  • Bank loans are a traditional option, but can be difficult to obtain.
  • Private loans may offer better interest rates and higher amounts, but it is important to deal with a reputable private lender.
  • Grants are difficult to obtain, but can be very helpful given that there is no repayment required.
What are you waiting for?

Get pre-approved in less than 5 minutes…

100% secure process
Get pre-approved in less than 5 minutes...

FAQ

pourquoi microcapital

Why MicroCapital?

Our 100% Quebec-based company was created to offer Quebec SMEs a reliable, flexible and fast financing solution.

Satisfaction rate: 99.2%.
100% Canadian
We finance SMEs in over 700 different industries

Which industries are accepted?

restaurant

Restaurants

commerce en ligne

Online shops

commerce de détail

Retail businesses

services professionnels

Professional Services

Plants

tourisme

Tourism

and more than 700 others…

MicroCapital provides you with a variety of no-down payment financing options to fit your needs as a small business, whether it’s salaries for your employees, equipment, or other pressing necessities.

We’re here to help you get the financing you need. With a high satisfaction rate of nearly 100%, we support Quebec SMEs in more than 700 different areas to help them find the necessary financing.

What are you waiting for?

Click the button below to get started.