Get up to 300 000$

Business Emergency Loan

Fast & easy business loans tailored to your business

100% secure process
business emergency loan

Business Emergency Loan | Up to 300 000$

Get a distressed business loan for your small business from $5,000 to $300,000 in just a few business days!

Simply click on one of the big blue “Get Started” buttons to begin the application process.

How does it work?

3 easy steps

5 minutes

1. Fill out the questionnaire

Answer a couple simple questions about your financing needs thanks to our secure and easy to navigate quiz.

1 business day

2. Choose a financing option

Receive a call from one of our agents to navigate the financing options available to your business.

Same day

3. Get the funds for your business

Once approved and the contract is signed, receive your funds on the same day directly to your bank account.

How does a business loan work?

A fixed repayment business loan is a loan that you will have to pay back in regular installments until the loan and interest are paid off.

In the case of a distressed business loan, this loan is often used to help the business get through a difficult time.

SMB emergency

What are the eligibility criteria?

To qualify for a business loan, you must meet certain criteria:

Annual income: $100,000
The company operates in Canada
The company has been operating for at least 6 months
No active bankruptcy

Who can lend money to a company in difficulty?

There are a variety of lenders that offer loans to struggling businesses in Canada. Banks, credit unions, finance companies, private investors and investment funds are all popular options.

However, distressed businesses are generally assisted by private equity firms or private lenders.

What are you waiting for?

Get pre-approved in less than 5 minutes…

100% secure process
pre-approval for business owners


pourquoi microcapital

Why MicroCapital?

Our 100% Quebec-based company was created to offer Quebec SMEs a reliable, flexible and fast financing solution.

Satisfaction rate: 99.2%.
100% Canadian
We finance SMEs in over 700 different industries

Which industries are accepted?



commerce en ligne

Online shops

commerce de détail

Retail businesses

services professionnels

Professional Services




and more than 700 others…

MicroCapital offers you access to financing solutions adapted to the activity of your small or medium-sized Quebec business, whether it is the management of a factory, a restaurant, a retail business or any other type of business.

With a satisfaction rate close to 100%, we assist Quebec SMEs in more than 700 different sectors to help them find the financing they need, especially in times of financial difficulty.

What are you waiting for? Solve your financial problems with our financing solutions. Click on the button below to get started.