Get up to 800 000$

Short-Term Cash Flow Financing

Fast & easy business loans…

100% secure process
short term cash flow financing

Short-Term Cash Flow Financing!

Obtain short-term cash flow financing ranging from $5,000 to $800,000 for your business in just a few business days.

Just click on one of the big blue “Get Started” buttons to start the application process and get pre-approved in less than a minute.

How does it work?

3 easy steps

5 minutes

1. Fill out the questionnaire

Answer a couple simple questions about your financing needs thanks to our secure and easy to navigate quiz.

1 business day

2. Choose a financing option

Receive a call from one of our agents to navigate the financing options available to your business.

Same day

3. Get the funds for your business

Once approved and the contract is signed, receive your funds on the same day directly to your bank account.

What is cash flow financing?

Short-term cash flow financing is a type of financing that aims to cover a company’s short-term cash flow needs, such as current expenses, short-term loan payments or debt repayments.

This type of financing can be obtained through means such as lines of credit, short-term loans or trade credits.

The repayment conditions and the costs of this type of financing generally depend on the duration of the loan, the solvency of the company and the financial market.

fast & easy business financing

What are the eligibility criteria?

To qualify for a business loan, you must meet certain criteria:

Annual income: $120,000
The company operates in Canada
The company has been operating for at least 6 months
No active bankruptcy

Who can lend money to businesses for cash flow financing?

There are several options for cash financing for a business in Quebec.

Here are some examples:

  • Bank loans or private loans: companies can apply for a bank loan or from a private lender to finance their short-term expenses.
  • Government Grants: There are government grant programs to help businesses with financing.
What are you waiting for?

Get pre-approved in less than 5 minutes…

100% secure process
fast preapproval


pourquoi microcapital

Why MicroCapital?

Our 100% Quebec-based company was created to offer Quebec SMEs a reliable, flexible and fast financing solution.

Satisfaction rate: 99.2%.
100% Canadian
We finance SMEs in over 700 different industries

Which industries are accepted?



commerce en ligne

Online shops

commerce de détail

Retail businesses

services professionnels

Professional Services




and more than 700 others…

Since 2021, MicroCapital has been helping small businesses in Quebec realize their dreams through our commitment to fast and reliable financing. With nearly 100% customer satisfaction, our company is proud to support local SMBs.

We know that business financial needs can vary widely, which is why we offer a flexible range of business loan amounts. We are able to provide financing ranging from $5,000 to $300,000 in just a few business days, allowing businesses to quickly access the funds they need to grow and thrive. What are you waiting for?

Click the button below to get started.