Quels sont les critères d'admissibilité?

Pour être éligible à un financement d'équipement agricole avec nous et nos partenaires, vous devez répondre aux critères suivants : un pointage de crédit personnel d'au moins 550, un pointage de crédit d'entreprise d'au moins 1300, être une entreprise canadienne, un chiffre d'affaires annuel d'au moins 100 000$, opérer au Canada depuis au moins 6 mois, et ne pas être en faillite active.

Quel est le taux du prêt à terme d'entreprise pour le financement d'équipement agricole?

Les taux d'intérêts pour les prêts d'entreprise à remboursement fixe varient entre 8% et 29% en fonction de la situation financière de votre entreprise et de celle de son propriétaire.

Quelles industries ne sont pas acceptées?

Bien que nous offrons des prêts à plus de 700 industries, nous et nos partenaires ne pouvons pas fournir de financement pour certaines industries considérées comme risquées : fournisseurs d'armes à feu, organismes gouvernementaux, horoscope/divination, divertissement pour adultes, administration publique, OSBL, organismes religieux, entreprises de services monétaires et toutes les activités liées aux loteries/casinos/paris.

Obtenir un prêt d'entreprise est simple. Pour commencer, cliquez sur le bouton "Commencer" et répondez à quelques questions rapides pour obtenir une préapprobation. Si vous répondez aux critères, un de nos agents vous contactera pour finaliser le processus. Ensuite, vous devrez fournir des informations supplémentaires sur votre entreprise, telles que des états financiers récents, des informations sur les flux de trésorerie, des informations sur les garanties et une description de l'équipement que vous souhaitez financer.

Exemple de remboursement d'un prêt à terme fixe

Dans l'exemple d'un prêt à terme de 230 000$ à un taux d'intérêt de 9% remboursable sur 24 mois. Les paiements mensuels de remboursement seront de 10 039,58$ pour un montant total de 240 933,92$. Les intérêts sur le prêt seront de 10 933,92$. Vous pouvez utiliser la calculatrice de prêt suivante offerte par <a href="https://www.calculator.net/loan-calculator.html" data-type="URL" data-id="https://www.calculator.net/loan-calculator.html" target="_blank" rel="noreferrer noopener">calculator.net</a> pour reproduire et voir d'autres exemples de remboursement de prêts d'entreprise.

Quel équipement agricole pouvez-vous financer?

Voici quelques exemples d'équipement agricole que vous pourrez financer avec notre prêt d'entreprise: 1. Des tracteurs de taille moyenne à grande 2. Des semoirs et des semoirs à air 3. Des moissonneuses et des batteuses 4. Des épandeurs à fumier et à engrais 5. Des équipements de labour et de préparation du sol 6. Des équipements de récolte tels que les récolteuses à céréales 7. Des équipements de pulvérisation pour les pesticides et les herbicides 8. Des équipements de drainage et de gestion de l'eau 9. et bien plus...

Get up to 300 000$

Industrial Equipment Financing

Fast & easy business loans…

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Industrial Equipment Financing

Get industrial equipment financing for your business ranging from $5,000 to $300,000 in just a few business days by clicking on the blue “Get Started” button!

Get your pre-approval for the loan in under 60 seconds by completing the quick & easy application process.

How does it work?

3 easy steps:

5 minutes

1. Fill out the questionnaire

Answer a couple simple questions about your financing needs thanks to our secure and easy to navigate quiz.

1 business day

2. Choose a financing option

Receive a call from one of our agents to navigate the financing options available to your business.

Same day

3. Get the funds for your business

Once approved and the contract is signed, receive your funds on the same day directly to your bank account.

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How does industrial equipment financing work?

Getting industrial equipment financing with MicroCapital is very easy. It works similarly to a fixed-term loan. You’ll need to repay the borrowed amount, ranging from $5,000 to $300,000, in predetermined regular payments until the full repayment of the loan and interest.

What are the eligibility criteria?

Here are the eligibility criteria to qualify for a fixed term business loan:

Annual income: 100 000$

The company has been operating for at least 6 months

No active bankruptcy

The company operates in Canada

Who can lend money to companies to finance industrial equipment?

In Canada, there are several ways to finance the purchase of industrial equipment for your business. Here are some common options:

Bank and private loans: You can apply for a bank or private loan to cover the cost of the industrial equipment.

Government grants: Grant programs are available to help businesses finance their investments in industrial equipment.

Leasing: You can choose to lease the industrial equipment with the option to purchase it at the end of the lease contract.

What are you waiting for?

Get pre-approved in less than 5 minutes…

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FAQ

How does it work?

Getting a loan to finance your industrial equipment is a simple process. Simply click the “Get Started” button to fill out an online form and receive a quick pre-approval. If you meet the required criteria, one of our representatives will contact you to finalize the process.

To do this, you will need to provide additional information about your business, such as recent financial statements, cash flow information, guarantees, and a description of the equipment you wish to finance.

What are the eligibility criteria?

To be eligible for heavy equipment financing with us and our partners, you must meet the following criteria: a personal credit score of at least 550, a business credit score of at least 1300, be a Canadian business, have an annual revenue of at least $100,000, have been operating in Canada for at least 6 months, and not be in active bankruptcy.

What is the interest rate for a business term loan for financing industrial equipment?

The interest rates for fixed-term business loans range from 8% to 29% depending on the financial situation of your business and its owner.

What industries are not accepted?

Although we offer loans to over 700 industries, we and our partners cannot provide funding for some industries considered to be high-risk: firearms suppliers, government entities, astrology/divination, adult entertainment, public administration, nonprofit organizations, religious organizations, money service businesses, and all activities related to lotteries/casinos/gambling.

Example of a fixed term loan repayment

In the example of a $130,000 term loan at a 10% interest rate repayable over 24 months, the monthly repayment payments will be $5,522.59. The total amount repaid will be $132,534.96 with a total interest cost of $2,534.96.

You can use the following loan calculator offered by calculator.net to reproduce and view other business loan repayment examples.

What type of industrial equipment can you finance?

Here’s a non-exhaustive list of industrial equipment that we might finance:
– Machine tools
– Production equipment
– Industrial vehicles
– Quality control systems
– Computer and electronic equipment
– Lifting and handling equipment
– Welding equipment
– Cooling and air conditioning equipment
– Transportation and distribution equipment
– Testing and measuring equipment.

Note: This list is for reference only and availability of financing for a specific equipment will depend on our partners and our current loan policies.

Why MicroCapital?

Our 100% Canadian company was created to provide reliable, flexible, and fast financing solutions to Canadian small and medium-sized businesses.

100% Canadian

99.2% satisfaction rate

We finance small and medium-sized businesses in over 700 different industries.

What type of equipment can you finance?

Forestry equipment

Medical equipment

Agriculture equipment

Gym equipment

Heavy equipment

Dentistry equipment

and more than 700 other industries…

At MicroCapital, we are committed to helping Quebec-based SMEs secure the funding they need to succeed in over 700 different industries. We understand that every business has unique financing needs, which is why we offer a variety of financial products to meet those needs. Whether you’re looking to purchase new equipment, fund an expansion, or reorganize your cash flow, we have a solution tailored to your specific situation.

Our team works closely with you to understand your needs and provide the most suitable solutions. We’re proud to assist Quebec businesses in realizing their projects and reaching their full potential.

Don’t wait any longer, click the button below to get started.

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